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Excessive Wealth as a Manifestation of Hoarding Disorder: An Introduction

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We were scrolling through the annals of Research Gate when we stumbled over a piece titled ‘Understanding and Treating Hoarding: A Biopsychosocial Perspective’. This seemed a bit heavy for a blog like this and we trolled for more information. An Historic Link Between Psychology and Money The psychology of money has not received much attention, because outside the wealthy many regard it as ‘foul and corrupt’. However, the New York Times stuck its neck out in September 2008 when it mentioned ‘money disorder’ being behind the self-destructive behavior of the nouveau riche who suddenly came into it. Adaptive behaviour and what money can buy Excessive wealth as a manifestation of hoarding disorder can arise out of the basic instinct to survive, that drove our human civilization. However, nowadays there’s no need to accumulate physical just-in-case things. Money is a universal store of value.  Miserliness developing as emotions activate neural pathways Psychologist Sigmund Freud wondered...

How to Apply for a Grant of Probate (And Sort Inheritance Tax)

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You accept the nomination out of affection for the friend you lost, register the death and are ready so start implementing their final wishes. But wait: you need official permission from the authorities.  That includes making arrangements for inheritance tax. However your first major hurdle is valuing the estate. Preparing an Application for a Grant of Probate 1. Download Form PA1P which is the official probate application form.  You can complete it and file it safely on your computer. It will take you a while to locate all the assets, and complete all the details. This information will make administering the estate easier, so it’s worth doing a thorough job. 2. Value the estate as best you can, making sure you list all the assets, and subtract all debts and liabilities from the total value. Your goal is to establish whether the net result is below £325,000 or not, because that’s the point where inheritance tax becomes payable. 3. Download form IHT205 (no inheritance tax) or f...

OCD and the Covid-19 Impact – The Latest Research

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Compulsive hoarding is too slim a topic to attract much attention from scientific researchers at this time. However, the broader debate around OCD and the Covid-19 impact did obtain the interest of one Dr Debanjan Banerjee. He works with the National Institute of Mental Health and Neurosciences in Bangalore, India. Obsessive Compulsive Disorders (OCD) are an interlinked series of conditions. Persons with them display uncontrollable, reoccurring thoughts and / or behaviours. Compulsive hoarder house clearance was once part of this motley collection. Dr Debanjan Banerjee’s report is thus of related interest, especially as we include a hoarder house clearance in our portfolio of probate-related services. 1. The Backdrop to OCD and the Covid-19 Impact We have faced an evolving threat over the past 100 days. A new coronavirus strain, SARS-CoV-2 introduced a dangerous viral infection called Covid-19. The initial outbreak was in the Chinese city of Wuhan. Over 4 million cases are on record ...

Get the most accurate probate valuation services in the UK

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Do you live in the UK and you have just inherited a large mansion or a property? Then it is highly likely that you will need to pay a specific amount of inheritance tax for it. In order to make sure that you pay only the amount that is applicable for the property that you have inherited, it is essential that you get in touch with a company that probate valuation house contents for their clients. A company that provides clients with probate valuation services can help in ascribing a monetary value to the various house contents for the HMRC inheritance tax calculation purposes. Increasing property bills in the UK often lead families to pay off a huge amount of money in the form of the inheritance tax bill. However, in the event where a person fails to pay the appropriate amount as inheritance tax, the government may take legal action against the individual. It is, therefore, necessary to accurately calculate the probate tax amount so that one is compliant with the law. The leading proba...

Importance of hiring hoarding cleaners for your home

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Are you having serious trouble with your home’s hoarding problem? Then you should not underestimate it and get a reliable cleaning company that can clear the mess out for you. The hoarding problem in your home can lead to severe health issues and other problems for you and your loved ones unless it is sorted out in time. If you are not sure regarding how to clear a hoarder’s house , then it is in your best interest to consult a professional who can provide you with the proper service. There are now many experts that can do a good job when you consult them to clear your home and do a good job about it.  A company that provides with thorough and comprehensive hoarding house clearance services can survey the extent of the hoarding problem that you have in your home and discuss your requirements properly. They can then take a step by step approach to clear the home so that you can find it easier to move about your home as before. Instead of trying to clear your home by yourself, you s...

Benefits of consulting with extreme hoarding cleanup services

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Hoarding of various items is a serious mental disorder that a lot of people tend to have. If you are having a family member in your home that has a tendency to hoard various items, then it is of absolute importance that you get the junk cleared out as quickly as possible. When you have a large number of personal items stacked in various parts of the home, it can not only make it difficult for the members in your family to move about but it can also lead to the accumulation of pests, insects and bacteria in your home that can lead to disease and foul odor. Hence, you should focus on getting all of that junk cleared out as soon as possible.  It can be a difficult thing for you to even contemplate clearing out the whole area all by yourself. Not only this can seem to be a daunting task but it can also give rise to further practical problems. Hence you should get a company that specializes in providing extreme hoarding cleanup services for their clients. These professionals are intima...

Tips for cleaning a hoarder’s house properly

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Clearing out a hoarder’s house is one of the major challenges that many people tend to face from time to time. A lot of people find the prospect of clearing such a house really daunting because of the immense work that is involved with it. Nevertheless, it is certainly a good idea that you get in touch with a company that excels in offering such solutions to their clients. It is important to note that a lot of effort goes behind properly cleaning a home and the comprehensiveness of the process can only be handled by a company that has got the experience for it.  In order to clear a hoarder’s home, it is necessary that you have a systematic approach so that you can get more work done in less time. You should also have the necessary cleaning tools like chemicals and cleaning agents, brushes and dust pans as well as other items that can help you to tidy up the whole place in the best possible manner. Instead of just throwing every item into garbage, make sure that you carefully separ...